Melhorando a alfabetização financeira pessoal entre jovens profissionais: um estudo de impacto

Autores

  • Montaño Vicente Salvador University of Mindanao. Davao City, Philippines
  • Rosalia Gabronino University of Mindanao. Davao City, Philippines

DOI:

https://doi.org/10.48017/dj.v9i1_Special.2943

Palavras-chave:

Alfabetização financeira pessoal, Jovens Profissionais, Seminário-Workshop, ANCOVA

Resumo

Este estudo de impacto pretende determinar a relação significativa entre a pontuação do pós-teste e o tópico de finanças pessoais controlando a pontuação do pré-teste. De 2019 a 2023, o Cluster Empresarial iniciou um programa para melhorar a Literacia Financeira Pessoal de Jovens Profissionais através do seminário-workshop utilizando o desenho experimental Quasi pré-pós-teste. Os resultados da Análise de Covariância (ANCOVA) provam que existe uma relação significativa entre a pontuação do pós-teste e o controle do tópico financeiro para a pontuação do pré-teste. Além disso, este estudo confirmou que o seminário-workshop cria um ambiente propício à aprendizagem ativa e ao envolvimento, impactando positivamente os resultados da aprendizagem financeira pessoal. A utilização do teste post hoc prova que o Investimento é significativamente superior ao Orçamento, Decisão e Seguros, sugerindo que os Jovens Profissionais estão mais interessados em aumentar o seu investimento em literacia financeira do que noutros tópicos financeiros.

Métricas

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Biografia do Autor

Montaño Vicente Salvador, University of Mindanao. Davao City, Philippines

0000-0001-9117-568x; University of Mindanao. Davao City, Philippines, vicente_montano@umindanao.edu.ph 

Rosalia Gabronino, University of Mindanao. Davao City, Philippines

0000-0002-8893-9156; University of Mindanao. Davao City, Philippines, rgabronino@umindanao.edu.ph

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Publicado

2024-05-01

Como Citar

Vicente Salvador, M., & Gabronino, R. (2024). Melhorando a alfabetização financeira pessoal entre jovens profissionais: um estudo de impacto. Diversitas Journal, 9(1_Special). https://doi.org/10.48017/dj.v9i1_Special.2943