Enhancing personal financial literacy among young professionals: an impact study
DOI:
https://doi.org/10.48017/dj.v9i1_Special.2943Palabras clave:
personal financial literacy, young professionals, seminar-workshop, ANCOVAResumen
Este estudio de impacto pretende determinar la relación significativa entre la puntuación posterior a la prueba y el tema de finanzas personales controlando la puntuación previa a la prueba. Del 2019 al 2023, el Clúster Empresarial inició un programa para mejorar la Educación Financiera Personal de Jóvenes Profesionales a través del seminario-taller utilizando el diseño experimental Cuasi pretest-postest. Los resultados del Análisis de Covarianza (ANCOVA) demuestran que existe una relación significativa entre la puntuación posterior a la prueba y el tema de finanzas controlando la puntuación previa a la prueba. Además, este estudio confirmó que el seminario-taller crea un ambiente propicio para el aprendizaje y la participación activos, lo que impacta positivamente los resultados del aprendizaje financiero personal. El uso de la prueba posthoc demuestra que la inversión es significativamente mayor que la presupuestación, la decisión y los seguros, lo que sugiere que los jóvenes profesionales están más interesados en aumentar su inversión en educación financiera que en otros temas financieros.
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Derechos de autor 2024 Montaño Vicente Salvador, Rosalia Gabronino
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